.home-quick-categories{background:#224370;padding:22px 0 30px;position:sticky;top:70px;z-index:90;box-shadow:0 8px 18px rgba(34,67,112,.12)}.home-quick-categories-inner{display:flex;flex-wrap:wrap;align-items:center;gap:10px}.home-quick-categories-label{color:#fff;font-weight:700;margin-right:8px}.home-quick-categories a{display:inline-block;border:2px solid #d73439;border-radius:999px;padding:9px 16px;color:#224370;background:#fff;font-size:14px;font-weight:600}.home-quick-categories a:hover{background:#d73439;border-color:#d73439;color:#fff}.home-how-it-works{padding:70px 0;background:#fff}.home-how-it-works h2{text-align:center;color:#224370;margin:0 0 12px}.home-how-intro{text-align:center;max-width:700px;margin:0 auto 38px;color:#5b6570}.home-how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.home-how-card{border:1px solid #dfe6ea;border-top:4px solid #224370;border-radius:12px;padding:30px 26px;background:#fff;box-shadow:0 10px 28px rgba(34,67,112,.08);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.home-how-card:hover{transform:translateY(-5px);box-shadow:0 16px 34px rgba(34,67,112,.14);border-color:#d73439}.home-how-number{display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:#d73439;color:#fff;font-weight:700;margin-bottom:18px;box-shadow:0 5px 12px rgba(215,52,57,.18)}.home-how-card h3{font-size:21px;color:#224370;margin:0 0 10px}.home-how-card p{font-size:14px;color:#5b6570;margin:0;line-height:1.7}@media(max-width:767px){.home-quick-categories{padding:10px 0 14px}.home-quick-categories-inner{gap:6px}.home-quick-categories-label{width:100%;margin-bottom:1px;font-size:14px;line-height:1.2}.home-quick-categories a{font-size:12.5px;padding:6px 10px;line-height:1.25}.home-quick-categories.is-mobile-stuck{padding:8px 0 10px}.home-quick-categories.is-mobile-stuck .home-quick-categories-label{display:none}.home-quick-categories.is-mobile-stuck .home-quick-categories-inner{gap:5px}.home-how-it-works{padding:45px 0}.home-how-grid{grid-template-columns:1fr;gap:14px}.home-how-card{padding:22px}}